Motilal Oswal Home Finance Limited Unlisted Shares

Board of Directors

Background

Motilal Oswal Home Finance Limited (MOHFL), a subsidiary of Motilal Oswal Financial Services Limited, is a Public incorporated on 01 October 2013. Its major focus is to provide home loans to individuals and families for purchase, construction and extension of house. MOHFL also provides loans for repair and renovation of houses and home loans to families in the new to credit, self-employed, cash salaried category where formal income proofs, Credit Bureau reports are not easily available, and the repayment capacity of such families is appraised based on their cash flows and Internal Score Cards.

Currently, MOHFL is operating in Nine states – Maharashtra, Gujarat, Madhya Pradesh, Karnataka, Rajasthan, Chhattisgarh, Tamil Nadu, Telangana, and Andhra Pradesh. MOHFL now has 104 Branches across these nine states.

Financial Performance

- Loan book stands at Rs. 3,512 Crores as on 31st March, 2021

- Net Worth Rs. 910 Crores as on 31st March, 2021

- Profit stood at Rs. 40 Crores during FY21

- NIM – 6.1%, Spread – 5.1%

- GNPA – 2.2% and NNPA – 1.5%

- Provision coverage – 92%

- Net Debt to Equity – 2.8x

- Cost to Income – 33%

- Capital adequacy – 50%

Registered Office

Motilal Oswal Tower, Rahimtullah Sayani Road, Opposite Parel St Depot, Prabhadevi, Mumbai- 400 025

Financial Information for Last Three Years (Rupees in Crore)

Annual Report of Motilal Oswal Home Finance Limited

Motilal Oswal Home Finance Limited Annual Report 2021

Motilal Oswal Home Finance Limited Annual Report 2020

Motilal Oswal Home Finance Limited Annual Report 2019