Company Information
HDB Financial Services Limited Unlisted Shares
Board of Directors
Chairman & Non-Executive Director |
: Mr. Aditya Puri |
Managing Director & CEO |
: Mr. G. Ramesh |
Non-Executive Director |
: Mr. Jimmy Tata |
Background
Incorporated in 2007, HDB Financial Services Limited (HDBFSL) is a
one-stop shop for all requirements, be it loans, investments or protection. It
is a subsidiary company of HDFC Bank. HDB Financial Services Limited (HDBFSL) is a
leading Non-Banking Financial Company (NBFC) that serves both individual and
business clients and caters to the expanding needs of an aspiring India.
Lending and business process outsourcing are two of the company's services.
Company Highlights
1) HDFC Bank Limited (HBL) owns a majority stake in HDBFSL. The group has significant ties to HDBFSL. Being a part of the group benefits HDBFSL in terms of brand recognition, resource raising abilities, and finance support.
2) The company's loan portfolio was diversified as of March 31, 2020, with 31% of the portfolio in mortgage backed assets, 42% in Asset Financing (which includes Tractors / Used CVs / New CVs / CEs / gold loans), and the remaining 27% in Personal and unsecured loans.
3) Portfolio of HDBFSL has demonstrated good growth over the last four years, with AUM registering a CAGR of 12%. Net Interest Margin (NIM) improved from 7.11% in FY20 to 8% in FY21.
4) HDB Finance now offers consumer durable financing, digital device loans, and other associated services. Apart from its typical concentration on the self-employed in non-metros, the company has now expanded into metros.
5) HDB Finance is anticipated to grow faster than
the industry average over the medium term because of its diverse product
offering and pan-India presence.
Registered
Office
Radhika, 2nd Floor, Law Garden Road, Navrangpura, Ahmedabad - 380 009
Tel.No. +91
79-30482717
INCORPORATION YEAR |
: 2007 |
WEBSITE |
: www.hdbfs.com |
|
|
: compliance@hdbfs.com |
CIN NO |
: U65993GJ2007PLC051028 |
ISIN NO. |
: INE756I01012 |
SECTOR |
: Financial Services |
FACE VALUE |
: 10 |
PROMOTER HOLDING |
: 95.30% |
Consolidated Financial Information for Last 4 Years (Rupees in Crore)
Particulars |
2021 |
2020 |
2019 |
2018 |
Equity Capital |
789.20 |
787.58 |
785.70 |
782.94 |
Reserve & Surplus |
7657.00 |
7230.22 |
6392.78 |
5257.41 |
Net worth |
8446.2 |
8017.80 |
7178.48 |
6040.35 |
Book Value Per Share Rs. |
107.02 |
101.80 |
91.36 |
77.14 |
Total Income |
10944.80 |
10756.47 |
8724.81 |
7027.12 |
Profit |
391.50 |
1004.85 |
1153.24 |
933.02 |
EPS Rs. |
4.97 |
12.76 |
14.68 |
11.92 |
Annual Report of HDB Financial Services Limited Unlisted Shares
Annual Report of HDB Financial Services Limited- 2021
Annual Report of HDB Financial Services Limited- 2020
